Flexible Funding Tiers
Choose the financing path that fits your goals, whether you are an individual managing personal credit or a founder scaling your business.
Flexible funding for personal needs with instant approval and transparent repayment schedules.
Competitive APRs tailored to your credit profile, ensuring affordable monthly installments.
Monitor your balance, payment history, and credit health through our intuitive dashboard.
Bank-grade encryption for all disbursements and repayments, keeping your data protected.
- Instant digital application process
- No hidden origination fees
Scalable funding solutions designed to fuel your business expansion and operational needs.
Tailored loan structures that align with your business revenue cycles and growth milestones.
Dedicated financial advisors to guide your business through every stage of capital access.
No hidden costs or surprises, just clear terms to help your business thrive long-term.
- Fast funding for time-sensitive needs
- Dedicated support for founders
Better capital access
See how CAPIT streamlines financing compared to traditional lenders.
Key Metrics Compare lending options | |||
|---|---|---|---|
Credit Velocity | |||
Approval Speed | Under 60s | 24-48 hrs | 3-5 days |
Documentation | Digital Sync | Tax Returns | Full Audit |
Credit Impact | Soft Pull Only | Hard Inquiry | Hard Inquiry |
Funding Limit | $500k | $100k | $50k |
Financial Health | |||
Interest Rate | 4.5% Fixed | 9.2% Fixed | 18.5% Fixed |
Repayment Term | Flexible | 36 Months | 12 Months |
Transparency | Zero Hidden | Standard | Variable |
Capital Access | |||
Transfer Speed | Instant | Next Day | 3-5 Days |
Availability | 24/7 Access | Bank Hours | Bank Hours |
Support | AI + Human | Call Center | Email Only |
Security & Data | |||
Encryption | AES-256 Bank | Standard SSL | Basic TLS |
Risk Engine | Real-time AI | Manual Review | Manual Review |
Fraud Protection | 360° Monitoring | Basic Alerts | Manual Check |
Compliance | SOC2 Type II | Standard | Standard |
Terms and conditions apply based on individual credit assessment.